The similarities between homeowners associations (HOAs) and the government are so close that it wouldn’t be a stretch to classify an HOA as a tiny government. Governments have the power to tax and HOAs have the power to collect dues and special assessments. Failure to pay taxes will get you jail time and fines; failure to pay dues and assessments will get you attorney’s fees, a lien on your property or even seizure of your home. Governments have the power to tell you what you can and can’t do, including how much water your toilet can flush. HOAs also have the power to tell you what you can and can’t do with your property. Some associations have very restrictive covenants that require approval from a committee before you can even plant something on your property or remove a dead bush.

Over the last several years there have been countless stories of HOAs harassing homeowners, even filing lawsuits in some cases, […] → Keep reading